Call reports 2021
FIRST NATIONAL BANK OF MCGREGOR, THE — 2021
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 752,412,000 | 716,691,000 | 725,144,000 | 709,176,000 |
| Total loans | 557,210,000 | 534,647,000 | 532,982,000 | 538,305,000 |
| Allowance for loan losses | 6,770,000 | 6,932,000 | 7,450,000 | 7,504,000 |
| Securities available for sale | 61,004,000 | 63,587,000 | 69,061,000 | 81,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,190,000 | 646,252,000 | 653,072,000 | 636,306,000 |
| Interest-bearing deposits | 591,593,000 | 555,175,000 | 562,599,000 | 541,696,000 |
| Noninterest-bearing deposits | 91,597,000 | 91,077,000 | 90,473,000 | 94,610,000 |
| Equity capital | 66,374,000 | 68,596,000 | 69,966,000 | 71,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,134,000 | 18,226,000 | 27,467,000 | 36,706,000 |
| Interest expense | 1,832,000 | 3,531,000 | 5,161,000 | 6,717,000 |
| Net interest income | 7,302,000 | 14,695,000 | 22,306,000 | 29,989,000 |
| Noninterest income | 478,000 | 863,000 | 1,381,000 | 1,798,000 |
| Noninterest expense | 5,083,000 | 10,533,000 | 15,934,000 | 21,060,000 |
| Provision for loan losses | 500,000 | 1,025,000 | 1,550,000 | 2,075,000 |
| Pretax income | 2,197,000 | 4,000,000 | 6,203,000 | 8,652,000 |
| Income tax | 323,000 | 715,000 | 1,208,000 | 1,635,000 |
| Net income | 1,874,000 | 3,285,000 | 4,995,000 | 7,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,427,000 | 68,838,000 | 70,548,000 | 72,570,000 |
| Total capital | 74,073,000 | 75,437,000 | 77,195,000 | 79,212,000 |
| Risk-weighted assets | 531,567,000 | 527,616,000 | 531,004,000 | 530,556,000 |