Call reports 2020
FIRST NATIONAL BANK OF MCGREGOR, THE — 2020
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 533,934,000 | 665,037,000 | 686,704,000 | 715,981,000 |
| Total loans | 479,682,000 | 512,515,000 | 527,632,000 | 548,595,000 |
| Allowance for loan losses | 5,198,000 | 5,219,000 | 5,410,000 | 6,777,000 |
| Securities available for sale | 0 | 7,502,000 | 28,902,000 | 50,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,635,000 | 600,726,000 | 620,908,000 | 647,761,000 |
| Interest-bearing deposits | 428,360,000 | 541,129,000 | 559,903,000 | 566,544,000 |
| Noninterest-bearing deposits | 42,275,000 | 59,597,000 | 61,005,000 | 81,217,000 |
| Equity capital | 60,487,000 | 61,781,000 | 62,976,000 | 65,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,211,000 | 16,564,000 | 25,294,000 | 35,441,000 |
| Interest expense | 2,109,000 | 4,299,000 | 6,434,000 | 8,434,000 |
| Net interest income | 6,102,000 | 12,265,000 | 18,860,000 | 27,007,000 |
| Noninterest income | 348,000 | 617,000 | 947,000 | 1,263,000 |
| Noninterest expense | 4,419,000 | 8,872,000 | 13,750,000 | 18,776,000 |
| Provision for loan losses | 365,000 | 740,000 | 1,190,000 | 2,740,000 |
| Pretax income | 1,666,000 | 3,270,000 | 4,868,000 | 6,755,000 |
| Income tax | 372,000 | 675,000 | 1,038,000 | 1,660,000 |
| Net income | 1,294,000 | 2,595,000 | 3,830,000 | 5,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,487,000 | 61,787,000 | 63,022,000 | 65,888,000 |
| Total capital | 65,685,000 | 67,006,000 | 68,432,000 | 72,555,000 |
| Risk-weighted assets | 440,437,000 | 471,867,000 | 495,079,000 | 533,317,000 |