Call reports 2019
FIRST NATIONAL BANK OF MCGREGOR, THE — 2019
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 465,137,000 | 487,505,000 | 488,862,000 | 531,221,000 |
| Total loans | 413,072,000 | 424,748,000 | 430,630,000 | 454,416,000 |
| Allowance for loan losses | 4,158,000 | 4,454,000 | 4,610,000 | 4,897,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,978,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,935,000 | 428,506,000 | 428,115,000 | 469,159,000 |
| Interest-bearing deposits | 368,495,000 | 387,588,000 | 386,247,000 | 426,815,000 |
| Noninterest-bearing deposits | 38,440,000 | 40,918,000 | 41,868,000 | 42,344,000 |
| Equity capital | 55,800,000 | 57,027,000 | 58,246,000 | 59,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,888,000 | 14,055,000 | 21,455,000 | 29,400,000 |
| Interest expense | 1,887,000 | 3,883,000 | 5,967,000 | 8,114,000 |
| Net interest income | 5,001,000 | 10,172,000 | 15,488,000 | 21,286,000 |
| Noninterest income | 320,000 | 725,000 | 1,106,000 | 1,304,000 |
| Noninterest expense | 3,473,000 | 7,092,000 | 10,912,000 | 15,030,000 |
| Provision for loan losses | 399,000 | 814,000 | 1,144,000 | 1,474,000 |
| Pretax income | 1,449,000 | 2,991,000 | 4,538,000 | 6,086,000 |
| Income tax | 339,000 | 654,000 | 982,000 | 1,327,000 |
| Net income | 1,110,000 | 2,337,000 | 3,556,000 | 4,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,800,000 | 57,027,000 | 58,246,000 | 59,449,000 |
| Total capital | 59,958,000 | 61,481,000 | 62,856,000 | 64,346,000 |
| Risk-weighted assets | 376,652,000 | 379,295,000 | 378,743,000 | 416,836,000 |