Call reports 2018
FIRST NATIONAL BANK OF MCGREGOR, THE — 2018
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 335,781,000 | 366,183,000 | 395,373,000 | 410,783,000 |
| Total loans | 312,385,000 | 335,177,000 | 362,937,000 | 378,506,000 |
| Allowance for loan losses | 3,368,000 | 3,495,000 | 3,653,000 | 3,790,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,324,000 | 335,537,000 | 363,156,000 | 375,306,000 |
| Interest-bearing deposits | 272,857,000 | 299,064,000 | 324,358,000 | 338,266,000 |
| Noninterest-bearing deposits | 33,467,000 | 36,473,000 | 38,798,000 | 37,040,000 |
| Equity capital | 28,157,000 | 29,276,000 | 30,256,000 | 33,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,754,000 | 10,124,000 | 16,124,000 | 22,371,000 |
| Interest expense | 912,000 | 2,005,000 | 3,374,000 | 4,949,000 |
| Net interest income | 3,842,000 | 8,119,000 | 12,750,000 | 17,422,000 |
| Noninterest income | 353,000 | 679,000 | 1,133,000 | 1,487,000 |
| Noninterest expense | 2,844,000 | 5,802,000 | 8,919,000 | 12,201,000 |
| Provision for loan losses | 205,000 | 385,000 | 1,070,000 | 1,370,000 |
| Pretax income | 1,148,000 | 2,614,000 | 3,894,000 | 5,338,000 |
| Income tax | 131,000 | 478,000 | 777,000 | 1,064,000 |
| Net income | 1,017,000 | 2,136,000 | 3,117,000 | 4,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,157,000 | 29,276,000 | 30,256,000 | 33,914,000 |
| Total capital | 31,525,000 | 32,771,000 | 33,909,000 | 37,704,000 |
| Risk-weighted assets | 285,193,000 | 300,553,000 | 322,755,000 | 332,323,000 |