Call reports 2017
FIRST NATIONAL BANK OF MCGREGOR, THE — 2017
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 279,313,000 | 275,414,000 | 296,810,000 | 321,112,000 |
| Total loans | 229,231,000 | 249,571,000 | 281,286,000 | 291,971,000 |
| Allowance for loan losses | 2,876,000 | 2,971,000 | 3,094,000 | 3,235,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,752,000 | 250,827,000 | 270,833,000 | 294,706,000 |
| Interest-bearing deposits | 225,249,000 | 214,464,000 | 230,114,000 | 260,530,000 |
| Noninterest-bearing deposits | 29,503,000 | 36,363,000 | 40,719,000 | 34,176,000 |
| Equity capital | 23,127,000 | 23,806,000 | 24,705,000 | 25,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,420,000 | 7,152,000 | 11,373,000 | 15,851,000 |
| Interest expense | 536,000 | 1,173,000 | 1,832,000 | 2,616,000 |
| Net interest income | 2,884,000 | 5,979,000 | 9,541,000 | 13,235,000 |
| Noninterest income | 439,000 | 836,000 | 1,170,000 | 1,529,000 |
| Noninterest expense | 2,218,000 | 4,500,000 | 6,859,000 | 9,413,000 |
| Provision for loan losses | 90,000 | 180,000 | 335,000 | 540,000 |
| Pretax income | 1,015,000 | 2,135,000 | 3,518,000 | 4,812,000 |
| Income tax | 347,000 | 788,000 | 1,273,000 | 1,786,000 |
| Net income | 668,000 | 1,347,000 | 2,245,000 | 3,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,127,000 | 23,806,000 | 24,705,000 | 25,485,000 |
| Total capital | 25,661,000 | 26,589,000 | 27,799,000 | 28,720,000 |
| Risk-weighted assets | 202,419,000 | 222,457,000 | 254,399,000 | 266,517,000 |