Call reports 2016
FIRST NATIONAL BANK OF MCGREGOR, THE — 2016
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 210,228,000 | 232,703,000 | 243,562,000 | 246,753,000 |
| Total loans | 196,510,000 | 210,171,000 | 220,280,000 | 229,636,000 |
| Allowance for loan losses | 2,662,000 | 2,751,000 | 2,744,000 | 2,799,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,878,000 | 210,917,000 | 220,903,000 | 223,628,000 |
| Interest-bearing deposits | 163,028,000 | 180,425,000 | 188,914,000 | 194,014,000 |
| Noninterest-bearing deposits | 28,850,000 | 30,492,000 | 31,989,000 | 29,614,000 |
| Equity capital | 17,554,000 | 21,208,000 | 21,926,000 | 22,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,773,000 | 5,760,000 | 8,909,000 | 12,779,000 |
| Interest expense | 334,000 | 704,000 | 1,123,000 | 1,571,000 |
| Net interest income | 2,439,000 | 5,056,000 | 7,786,000 | 11,208,000 |
| Noninterest income | 489,000 | 975,000 | 1,487,000 | 1,400,000 |
| Noninterest expense | 1,825,000 | 3,840,000 | 5,889,000 | 8,081,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,013,000 | 2,011,000 | 3,114,000 | 4,167,000 |
| Income tax | 344,000 | 687,000 | 1,072,000 | 1,439,000 |
| Net income | 669,000 | 1,324,000 | 2,042,000 | 2,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,281,000 | 20,937,000 | 21,657,000 | 22,346,000 |
| Total capital | 19,386,000 | 23,236,000 | 24,072,000 | 24,874,000 |
| Risk-weighted assets | 167,896,000 | 183,493,000 | 192,918,000 | 202,010,000 |