Call reports 2015
FIRST NATIONAL BANK OF MCGREGOR, THE — 2015
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 154,018,000 | 176,720,000 | 194,481,000 | 203,310,000 |
| Total loans | 145,194,000 | 163,451,000 | 176,006,000 | 183,802,000 |
| Allowance for loan losses | 2,397,000 | 2,582,000 | 2,587,000 | 2,601,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,909,000 | 160,381,000 | 177,507,000 | 185,845,000 |
| Interest-bearing deposits | 114,671,000 | 136,209,000 | 149,216,000 | 158,751,000 |
| Noninterest-bearing deposits | 25,238,000 | 24,172,000 | 28,291,000 | 27,094,000 |
| Equity capital | 13,605,000 | 15,927,000 | 16,432,000 | 17,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,072,000 | 4,399,000 | 6,874,000 | 9,516,000 |
| Interest expense | 228,000 | 477,000 | 751,000 | 1,072,000 |
| Net interest income | 1,844,000 | 3,922,000 | 6,123,000 | 8,444,000 |
| Noninterest income | 343,000 | 743,000 | 1,191,000 | 1,604,000 |
| Noninterest expense | 1,459,000 | 3,128,000 | 4,896,000 | 6,630,000 |
| Provision for loan losses | 75,000 | 150,000 | 240,000 | 330,000 |
| Pretax income | 653,000 | 1,387,000 | 2,178,000 | 3,088,000 |
| Income tax | 213,000 | 441,000 | 716,000 | 995,000 |
| Net income | 440,000 | 946,000 | 1,462,000 | 2,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,605,000 | 15,679,000 | 16,185,000 | 16,789,000 |
| Total capital | 15,102,000 | 17,381,000 | 18,051,000 | 18,742,000 |
| Risk-weighted assets | 118,912,000 | 135,298,000 | 148,621,000 | 155,667,000 |