Call reports 2014
FIRST NATIONAL BANK OF MCGREGOR, THE — 2014
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 137,276,000 | 138,002,000 | 149,265,000 | 153,938,000 |
| Total loans | 127,926,000 | 126,649,000 | 136,845,000 | 143,487,000 |
| Allowance for loan losses | 2,207,000 | 2,216,000 | 2,277,000 | 2,349,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,672,000 | 125,323,000 | 136,151,000 | 140,455,000 |
| Interest-bearing deposits | 104,964,000 | 105,014,000 | 113,832,000 | 116,368,000 |
| Noninterest-bearing deposits | 19,708,000 | 20,309,000 | 22,319,000 | 24,087,000 |
| Equity capital | 12,131,000 | 12,383,000 | 12,755,000 | 13,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,655,000 | 5,603,000 | 7,647,000 |
| Interest expense | 216,000 | 434,000 | 659,000 | 892,000 |
| Net interest income | 1,591,000 | 3,221,000 | 4,944,000 | 6,755,000 |
| Noninterest income | 346,000 | 607,000 | 947,000 | 1,350,000 |
| Noninterest expense | 1,342,000 | 2,740,000 | 4,121,000 | 5,601,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 505,000 | 908,000 | 1,500,000 | 2,144,000 |
| Income tax | 209,000 | 360,000 | 570,000 | 794,000 |
| Net income | 296,000 | 548,000 | 930,000 | 1,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,131,000 | 12,383,000 | 12,755,000 | 13,175,000 |
| Total capital | 13,402,000 | 13,645,000 | 14,132,000 | 14,595,000 |
| Risk-weighted assets | 100,765,000 | 100,003,000 | 109,278,000 | 112,633,000 |