Call reports 2013
FIRST NATIONAL BANK OF MCGREGOR, THE — 2013
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 129,497,000 | 129,688,000 | 133,016,000 | 135,225,000 |
| Total loans | 118,726,000 | 118,889,000 | 117,748,000 | 121,586,000 |
| Allowance for loan losses | 1,698,000 | 1,936,000 | 2,068,000 | 2,123,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,135,000 | 118,141,000 | 121,165,000 | 123,077,000 |
| Interest-bearing deposits | 102,569,000 | 100,074,000 | 100,793,000 | 103,621,000 |
| Noninterest-bearing deposits | 15,566,000 | 18,067,000 | 20,372,000 | 19,456,000 |
| Equity capital | 10,973,000 | 11,225,000 | 11,493,000 | 11,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,507,000 | 5,298,000 | 7,085,000 |
| Interest expense | 216,000 | 436,000 | 654,000 | 873,000 |
| Net interest income | 1,524,000 | 3,071,000 | 4,644,000 | 6,212,000 |
| Noninterest income | 234,000 | 450,000 | 699,000 | 956,000 |
| Noninterest expense | 1,263,000 | 2,487,000 | 3,733,000 | 5,023,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 525,000 |
| Pretax income | 345,000 | 734,000 | 1,160,000 | 1,620,000 |
| Income tax | 121,000 | 257,000 | 415,000 | 533,000 |
| Net income | 224,000 | 477,000 | 745,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,973,000 | 11,225,000 | 11,493,000 | 11,835,000 |
| Total capital | 12,175,000 | 12,420,000 | 12,663,000 | 13,040,000 |
| Risk-weighted assets | 95,661,000 | 94,841,000 | 92,711,000 | 95,479,000 |