Call reports 2010
FIRST NATIONAL BANK OF MCGREGOR, THE — 2010
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 107,306,000 | 107,552,000 | 110,832,000 | 110,922,000 |
| Total loans | 96,797,000 | 98,744,000 | 99,219,000 | 100,354,000 |
| Allowance for loan losses | 858,000 | 894,000 | 908,000 | 984,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,139,000 | 98,185,000 | 101,159,000 | 101,128,000 |
| Interest-bearing deposits | 85,659,000 | 85,755,000 | 87,809,000 | 87,393,000 |
| Noninterest-bearing deposits | 12,480,000 | 12,429,000 | 13,350,000 | 13,735,000 |
| Equity capital | 8,844,000 | 9,048,000 | 9,252,000 | 9,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,260,000 | 4,892,000 | 6,534,000 |
| Interest expense | 364,000 | 707,000 | 1,026,000 | 1,336,000 |
| Net interest income | 1,273,000 | 2,553,000 | 3,866,000 | 5,198,000 |
| Noninterest income | 238,000 | 410,000 | 593,000 | 771,000 |
| Noninterest expense | 1,093,000 | 2,187,000 | 3,304,000 | 4,477,000 |
| Provision for loan losses | 15,000 | 65,000 | 130,000 | 250,000 |
| Pretax income | 403,000 | 711,000 | 1,025,000 | 1,242,000 |
| Income tax | 135,000 | 239,000 | 349,000 | 429,000 |
| Net income | 268,000 | 472,000 | 676,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,844,000 | 9,048,000 | 9,252,000 | 9,389,000 |
| Total capital | 9,702,000 | 9,942,000 | 10,160,000 | 10,373,000 |
| Risk-weighted assets | 79,808,000 | 81,090,000 | 81,665,000 | 82,835,000 |