Call reports 2009
FIRST NATIONAL BANK OF MCGREGOR, THE — 2009
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 106,794,000 | 107,987,000 | 112,231,000 | 111,581,000 |
| Total loans | 95,217,000 | 96,764,000 | 99,338,000 | 101,044,000 |
| Allowance for loan losses | 859,000 | 927,000 | 942,000 | 985,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 44,000 | 34,000 | 25,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,810,000 | 99,796,000 | 103,298,000 | 102,529,000 |
| Interest-bearing deposits | 86,729,000 | 88,139,000 | 92,223,000 | 90,373,000 |
| Noninterest-bearing deposits | 12,081,000 | 11,657,000 | 11,075,000 | 12,156,000 |
| Equity capital | 7,512,000 | 7,659,000 | 8,389,000 | 8,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,426,000 | 5,140,000 | 6,840,000 |
| Interest expense | 564,000 | 1,063,000 | 1,553,000 | 2,016,000 |
| Net interest income | 1,138,000 | 2,363,000 | 3,587,000 | 4,824,000 |
| Noninterest income | 198,000 | 364,000 | 554,000 | 731,000 |
| Noninterest expense | 1,041,000 | 2,124,000 | 3,147,000 | 4,186,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 300,000 |
| Pretax income | 205,000 | 423,000 | 754,000 | 1,069,000 |
| Income tax | 67,000 | 139,000 | 239,000 | 367,000 |
| Net income | 138,000 | 284,000 | 515,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,512,000 | 7,659,000 | 8,389,000 | 8,576,000 |
| Total capital | 8,371,000 | 8,586,000 | 9,331,000 | 9,561,000 |
| Risk-weighted assets | 78,661,000 | 79,841,000 | 81,711,000 | 83,028,000 |