Call reports 2005
FIRST NATIONAL BANK OF MCGREGOR, THE — 2005
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 72,919,000 | 72,796,000 | 73,464,000 | 77,340,000 |
| Total loans | 54,163,000 | 54,329,000 | 57,202,000 | 61,701,000 |
| Allowance for loan losses | 799,000 | 744,000 | 737,000 | 692,000 |
| Securities available for sale | 7,880,000 | 7,907,000 | 7,892,000 | 7,937,000 |
| Securities held to maturity | 215,000 | 207,000 | 201,000 | 193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,684,000 | 66,433,000 | 66,903,000 | 70,699,000 |
| Interest-bearing deposits | 57,991,000 | 57,281,000 | 57,627,000 | 61,445,000 |
| Noninterest-bearing deposits | 8,693,000 | 9,152,000 | 9,276,000 | 9,254,000 |
| Equity capital | 6,047,000 | 6,171,000 | 6,290,000 | 6,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 2,003,000 | 3,070,000 | 4,211,000 |
| Interest expense | 299,000 | 631,000 | 982,000 | 1,367,000 |
| Net interest income | 671,000 | 1,372,000 | 2,088,000 | 2,844,000 |
| Noninterest income | 160,000 | 257,000 | 376,000 | 509,000 |
| Noninterest expense | 600,000 | 1,240,000 | 1,882,000 | 2,579,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 231,000 | 389,000 | 582,000 | 759,000 |
| Income tax | 79,000 | 132,000 | 198,000 | 257,000 |
| Net income | 152,000 | 257,000 | 384,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,131,000 | 6,236,000 | 6,363,000 | 6,480,000 |
| Total capital | 6,724,000 | 6,825,000 | 6,970,000 | 7,132,000 |
| Risk-weighted assets | 47,264,000 | 46,982,000 | 48,440,000 | 52,110,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF MCGREGOR, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.