Call reports 2025
HYPERION BANK — 2025
What HYPERION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 464,354,000 | 488,329,000 | 519,508,000 | 550,586,000 |
| Total loans | 398,117,000 | 416,741,000 | 444,672,000 | 451,425,000 |
| Allowance for loan losses | 3,235,000 | 3,134,000 | 3,282,000 | 3,325,000 |
| Securities available for sale | 17,483,000 | 17,413,000 | 17,337,000 | 17,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,785,000 | 361,497,000 | 353,582,000 | 460,980,000 |
| Interest-bearing deposits | 319,011,000 | 316,606,000 | 303,617,000 | 415,565,000 |
| Noninterest-bearing deposits | 45,774,000 | 44,891,000 | 49,965,000 | 45,415,000 |
| Equity capital | 43,245,000 | 44,010,000 | 44,882,000 | 46,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,359,000 | 15,131,000 | 23,198,000 | 32,123,000 |
| Interest expense | 3,386,000 | 6,813,000 | 10,482,000 | 14,603,000 |
| Net interest income | 3,973,000 | 8,318,000 | 12,716,000 | 17,520,000 |
| Noninterest income | 148,000 | 383,000 | 584,000 | 957,000 |
| Noninterest expense | 3,212,000 | 6,524,000 | 10,014,000 | 13,654,000 |
| Provision for loan losses | 71,000 | 454,000 | 598,000 | 635,000 |
| Pretax income | 838,000 | 1,612,000 | 2,506,000 | 4,023,000 |
| Income tax | 146,000 | 320,000 | 499,000 | 804,000 |
| Net income | 692,000 | 1,292,000 | 2,007,000 | 3,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,959,000 | 45,560,000 | 46,278,000 | 47,492,000 |
| Total capital | 48,582,000 | 49,194,000 | 50,131,000 | 51,371,000 |
| Risk-weighted assets | 368,562,000 | 382,975,000 | 412,498,000 | 421,086,000 |