Call reports 2024
HYPERION BANK — 2024
What HYPERION BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 427,507,000 | 420,341,000 | 430,096,000 | 463,255,000 |
| Total loans | 363,846,000 | 352,632,000 | 366,392,000 | 392,120,000 |
| Allowance for loan losses | 2,738,000 | 2,732,000 | 3,088,000 | 3,160,000 |
| Securities available for sale | 17,967,000 | 17,690,000 | 18,105,000 | 17,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,263,000 | 355,564,000 | 342,361,000 | 324,715,000 |
| Interest-bearing deposits | 295,388,000 | 309,161,000 | 303,219,000 | 284,452,000 |
| Noninterest-bearing deposits | 41,875,000 | 46,403,000 | 39,142,000 | 40,263,000 |
| Equity capital | 40,158,000 | 40,795,000 | 41,804,000 | 42,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,027,000 | 14,059,000 | 21,149,000 | 28,383,000 |
| Interest expense | 3,201,000 | 6,479,000 | 9,869,000 | 13,278,000 |
| Net interest income | 3,826,000 | 7,580,000 | 11,280,000 | 15,105,000 |
| Noninterest income | 170,000 | 390,000 | 549,000 | 772,000 |
| Noninterest expense | 3,090,000 | 6,203,000 | 9,156,000 | 12,060,000 |
| Provision for loan losses | 17,000 | 80,000 | 411,000 | 534,000 |
| Pretax income | 881,000 | 1,654,000 | 2,208,000 | 3,207,000 |
| Income tax | 176,000 | 328,000 | 437,000 | 636,000 |
| Net income | 705,000 | 1,326,000 | 1,771,000 | 2,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,392,000 | 43,014,000 | 43,463,000 | 44,265,000 |
| Total capital | 45,450,000 | 46,092,000 | 46,917,000 | 47,814,000 |
| Risk-weighted assets | 335,006,000 | 324,285,000 | 334,368,000 | 367,805,000 |