Call reports 2023
HYPERION BANK — 2023
What HYPERION BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 375,838,000 | 396,062,000 | 399,770,000 | 413,623,000 |
| Total loans | 316,443,000 | 338,950,000 | 338,659,000 | 350,930,000 |
| Allowance for loan losses | 2,893,000 | 3,047,000 | 3,108,000 | 2,718,000 |
| Securities available for sale | 19,188,000 | 18,537,000 | 17,827,000 | 18,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,719,000 | 319,031,000 | 305,296,000 | 320,322,000 |
| Interest-bearing deposits | 258,310,000 | 280,017,000 | 262,666,000 | 273,324,000 |
| Noninterest-bearing deposits | 40,409,000 | 39,014,000 | 42,630,000 | 46,998,000 |
| Equity capital | 36,769,000 | 37,084,000 | 37,565,000 | 39,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,003,000 | 11,059,000 | 17,639,000 | 24,263,000 |
| Interest expense | 1,549,000 | 3,862,000 | 6,485,000 | 9,502,000 |
| Net interest income | 3,454,000 | 7,197,000 | 11,154,000 | 14,761,000 |
| Noninterest income | 223,000 | 408,000 | 516,000 | 626,000 |
| Noninterest expense | 2,688,000 | 5,787,000 | 8,848,000 | 11,542,000 |
| Provision for loan losses | 374,000 | 525,000 | 630,000 | 598,000 |
| Pretax income | 615,000 | 1,339,000 | 2,326,000 | 3,378,000 |
| Income tax | 120,000 | 272,000 | 472,000 | 685,000 |
| Net income | 495,000 | 1,067,000 | 1,854,000 | 2,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,965,000 | 39,540,000 | 40,329,000 | 41,684,000 |
| Total capital | 42,592,000 | 43,275,000 | 44,037,000 | 44,715,000 |
| Risk-weighted assets | 298,382,000 | 317,381,000 | 314,876,000 | 325,984,000 |