Call reports 2021
HYPERION BANK — 2021
What HYPERION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 255,893,000 | 279,501,000 | 299,906,000 | 287,788,000 |
| Total loans | 214,325,000 | 221,477,000 | 223,523,000 | 235,127,000 |
| Allowance for loan losses | 2,344,000 | 2,407,000 | 2,433,000 | 2,657,000 |
| Securities available for sale | 4,319,000 | 4,214,000 | 21,526,000 | 23,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,154,000 | 200,628,000 | 221,927,000 | 211,487,000 |
| Interest-bearing deposits | 153,503,000 | 164,195,000 | 181,358,000 | 173,561,000 |
| Noninterest-bearing deposits | 34,651,000 | 36,433,000 | 40,569,000 | 37,926,000 |
| Equity capital | 22,797,000 | 29,171,000 | 34,649,000 | 35,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,005,000 | 5,965,000 | 9,058,000 | 12,135,000 |
| Interest expense | 430,000 | 847,000 | 1,260,000 | 1,641,000 |
| Net interest income | 2,575,000 | 5,118,000 | 7,798,000 | 10,494,000 |
| Noninterest income | 198,000 | 334,000 | 490,000 | 613,000 |
| Noninterest expense | 1,728,000 | 3,699,000 | 5,721,000 | 7,875,000 |
| Provision for loan losses | 102,000 | 165,000 | 191,000 | 526,000 |
| Pretax income | 943,000 | 1,588,000 | 2,376,000 | 2,706,000 |
| Income tax | 213,000 | 375,000 | 565,000 | 246,000 |
| Net income | 730,000 | 1,213,000 | 1,811,000 | 2,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,757,000 | 29,122,000 | 34,754,000 | 34,975,000 |
| Total capital | 24,932,000 | 31,475,000 | 37,187,000 | 37,591,000 |
| Risk-weighted assets | 173,854,000 | 188,195,000 | 198,337,000 | 209,203,000 |