Call reports 2020
HYPERION BANK — 2020
What HYPERION BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 200,888,000 | 222,415,000 | 244,365,000 | 250,473,000 |
| Total loans | 168,683,000 | 193,141,000 | 197,400,000 | 210,301,000 |
| Allowance for loan losses | 1,825,000 | 1,907,000 | 1,999,000 | 2,428,000 |
| Securities available for sale | 1,913,000 | 1,777,000 | 1,620,000 | 1,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,729,000 | 165,011,000 | 169,449,000 | 177,954,000 |
| Interest-bearing deposits | 135,340,000 | 133,268,000 | 135,285,000 | 149,347,000 |
| Noninterest-bearing deposits | 14,389,000 | 31,743,000 | 34,164,000 | 28,607,000 |
| Equity capital | 21,213,000 | 21,548,000 | 21,876,000 | 22,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,528,000 | 5,152,000 | 7,923,000 | 10,781,000 |
| Interest expense | 862,000 | 1,690,000 | 2,504,000 | 2,981,000 |
| Net interest income | 1,666,000 | 3,462,000 | 5,419,000 | 7,800,000 |
| Noninterest income | 55,000 | 125,000 | 313,000 | 495,000 |
| Noninterest expense | 1,595,000 | 3,079,000 | 4,721,000 | 6,374,000 |
| Provision for loan losses | 205,000 | 285,000 | 377,000 | 972,000 |
| Pretax income | -79,000 | 223,000 | 634,000 | 949,000 |
| Income tax | 0 | 0 | 121,000 | 286,000 |
| Net income | -79,000 | 223,000 | 513,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,130,000 | 21,464,000 | 21,794,000 | 21,988,000 |
| Total capital | 22,955,000 | 23,311,000 | 23,723,000 | 24,092,000 |
| Risk-weighted assets | 149,068,000 | 147,714,000 | 154,229,000 | 167,960,000 |