Call reports 2016
HYPERION BANK — 2016
What HYPERION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,635,000 | 86,057,000 | 84,013,000 | 86,617,000 |
| Total loans | 67,455,000 | 70,164,000 | 68,163,000 | 73,798,000 |
| Allowance for loan losses | 765,000 | 765,000 | 758,000 | 785,000 |
| Securities available for sale | 5,091,000 | 4,609,000 | 3,564,000 | 3,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,436,000 | 68,273,000 | 65,371,000 | 68,111,000 |
| Interest-bearing deposits | 64,702,000 | 56,035,000 | 52,722,000 | 55,069,000 |
| Noninterest-bearing deposits | 10,734,000 | 12,238,000 | 12,649,000 | 13,042,000 |
| Equity capital | 5,908,000 | 6,241,000 | 6,256,000 | 6,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,094,000 | 3,158,000 | 4,196,000 |
| Interest expense | 149,000 | 294,000 | 442,000 | 595,000 |
| Net interest income | 891,000 | 1,800,000 | 2,716,000 | 3,601,000 |
| Noninterest income | 70,000 | 493,000 | 543,000 | 800,000 |
| Noninterest expense | 866,000 | 1,925,000 | 2,814,000 | 3,873,000 |
| Provision for loan losses | 0 | 0 | 0 | 29,000 |
| Pretax income | 95,000 | 369,000 | 446,000 | 500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 369,000 | 446,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,866,000 | 6,102,000 | 6,141,000 | 6,157,000 |
| Total capital | 6,631,000 | 6,867,000 | 6,899,000 | 6,942,000 |
| Risk-weighted assets | 64,307,000 | 66,608,000 | 64,979,000 | 65,254,000 |