Call reports 2015
HYPERION BANK — 2015
What HYPERION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 77,142,000 | 75,698,000 | 76,489,000 | 82,528,000 |
| Total loans | 61,351,000 | 60,895,000 | 60,716,000 | 67,674,000 |
| Allowance for loan losses | 847,000 | 808,000 | 765,000 | 765,000 |
| Securities available for sale | 5,157,000 | 4,941,000 | 4,980,000 | 4,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,178,000 | 67,963,000 | 68,668,000 | 70,545,000 |
| Interest-bearing deposits | 61,635,000 | 58,189,000 | 58,357,000 | 59,391,000 |
| Noninterest-bearing deposits | 9,543,000 | 9,774,000 | 10,311,000 | 11,154,000 |
| Equity capital | 5,728,000 | 5,572,000 | 5,630,000 | 5,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,918,000 | 2,946,000 | 3,913,000 |
| Interest expense | 145,000 | 290,000 | 430,000 | 570,000 |
| Net interest income | 808,000 | 1,628,000 | 2,516,000 | 3,343,000 |
| Noninterest income | 28,000 | 58,000 | 88,000 | 215,000 |
| Noninterest expense | 839,000 | 1,623,000 | 2,562,000 | 3,416,000 |
| Provision for loan losses | -16,000 | -16,000 | -65,000 | -65,000 |
| Pretax income | 13,000 | 79,000 | 107,000 | 207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 79,000 | 107,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,731,000 | 5,756,000 | 5,745,000 | 5,808,000 |
| Total capital | 6,471,000 | 6,491,000 | 6,469,000 | 6,550,000 |
| Risk-weighted assets | 59,208,000 | 58,738,000 | 57,902,000 | 59,368,000 |