Call reports 2013
HYPERION BANK — 2013
What HYPERION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,916,000 | 90,293,000 | 89,469,000 | 85,898,000 |
| Total loans | 73,315,000 | 74,963,000 | 74,364,000 | 70,608,000 |
| Allowance for loan losses | 978,000 | 1,018,000 | 937,000 | 957,000 |
| Securities available for sale | 5,353,000 | 4,854,000 | 4,710,000 | 4,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,729,000 | 81,524,000 | 83,964,000 | 80,709,000 |
| Interest-bearing deposits | 78,990,000 | 74,753,000 | 76,844,000 | 71,491,000 |
| Noninterest-bearing deposits | 5,739,000 | 6,771,000 | 7,120,000 | 9,218,000 |
| Equity capital | 7,416,000 | 7,012,000 | 4,960,000 | 4,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,553,000 | 3,843,000 | 5,165,000 |
| Interest expense | 176,000 | 356,000 | 530,000 | 682,000 |
| Net interest income | 1,083,000 | 2,197,000 | 3,313,000 | 4,483,000 |
| Noninterest income | 143,000 | 317,000 | 200,000 | 261,000 |
| Noninterest expense | 1,162,000 | 2,388,000 | 4,199,000 | 5,409,000 |
| Provision for loan losses | 30,000 | 70,000 | 1,188,000 | 1,208,000 |
| Pretax income | 34,000 | 56,000 | -1,874,000 | -1,873,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 56,000 | -1,874,000 | -1,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,519,000 | 7,520,000 | 5,569,000 | 5,573,000 |
| Total capital | 8,497,000 | 8,538,000 | 6,506,000 | 6,415,000 |
| Risk-weighted assets | 85,261,000 | 80,982,000 | 75,192,000 | 67,256,000 |