Call reports 2012
HYPERION BANK — 2012
What HYPERION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,161,000 | 93,711,000 | 87,261,000 | 90,431,000 |
| Total loans | 71,325,000 | 69,814,000 | 71,230,000 | 73,523,000 |
| Allowance for loan losses | 965,000 | 1,020,000 | 990,000 | 985,000 |
| Securities available for sale | 7,736,000 | 8,216,000 | 7,426,000 | 5,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,375,000 | 84,158,000 | 78,246,000 | 81,281,000 |
| Interest-bearing deposits | 79,450,000 | 79,580,000 | 73,424,000 | 76,306,000 |
| Noninterest-bearing deposits | 3,925,000 | 4,578,000 | 4,822,000 | 4,975,000 |
| Equity capital | 7,481,000 | 7,349,000 | 7,401,000 | 7,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,383,000 | 3,579,000 | 4,852,000 |
| Interest expense | 217,000 | 445,000 | 654,000 | 836,000 |
| Net interest income | 937,000 | 1,938,000 | 2,925,000 | 4,016,000 |
| Noninterest income | 331,000 | 602,000 | 816,000 | 941,000 |
| Noninterest expense | 1,310,000 | 2,605,000 | 3,823,000 | 5,035,000 |
| Provision for loan losses | 0 | 13,000 | 43,000 | 73,000 |
| Pretax income | -42,000 | -62,000 | -51,000 | -34,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -42,000 | -62,000 | -51,000 | -34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,552,000 | 7,511,000 | 7,505,000 | 7,504,000 |
| Total capital | 8,469,000 | 8,531,000 | 8,412,000 | 8,489,000 |
| Risk-weighted assets | 73,347,000 | 83,203,000 | 78,531,000 | 79,311,000 |