Call reports 2011
HYPERION BANK — 2011
What HYPERION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,366,000 | 91,455,000 | 93,384,000 | 95,456,000 |
| Total loans | 70,833,000 | 70,930,000 | 71,400,000 | 75,216,000 |
| Allowance for loan losses | 1,015,000 | 1,016,000 | 1,028,000 | 965,000 |
| Securities available for sale | 10,810,000 | 8,920,000 | 6,494,000 | 6,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,815,000 | 78,873,000 | 80,892,000 | 85,374,000 |
| Interest-bearing deposits | 71,653,000 | 74,795,000 | 77,671,000 | 80,425,000 |
| Noninterest-bearing deposits | 4,162,000 | 4,078,000 | 3,221,000 | 4,949,000 |
| Equity capital | 7,415,000 | 7,458,000 | 8,217,000 | 7,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,482,000 | 3,732,000 | 4,945,000 |
| Interest expense | 295,000 | 601,000 | 892,000 | 1,160,000 |
| Net interest income | 938,000 | 1,881,000 | 2,840,000 | 3,785,000 |
| Noninterest income | 52,000 | 116,000 | 271,000 | 389,000 |
| Noninterest expense | 897,000 | 1,984,000 | 3,259,000 | 4,871,000 |
| Provision for loan losses | 27,000 | 28,000 | 46,000 | 58,000 |
| Pretax income | 66,000 | 1,000 | -125,000 | -686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 66,000 | 1,000 | -125,000 | -686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,620,000 | 7,601,000 | 8,220,000 | 7,611,000 |
| Total capital | 8,463,000 | 8,459,000 | 9,082,000 | 8,527,000 |
| Risk-weighted assets | 67,345,000 | 68,519,000 | 68,828,000 | 73,264,000 |