Call reports 2010
HYPERION BANK — 2010
What HYPERION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 95,334,000 | 91,359,000 | 88,467,000 | 88,184,000 |
| Total loans | 77,870,000 | 75,028,000 | 74,121,000 | 75,109,000 |
| Allowance for loan losses | 1,435,000 | 1,379,000 | 1,159,000 | 988,000 |
| Securities available for sale | 6,736,000 | 5,014,000 | 6,264,000 | 8,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,567,000 | 75,521,000 | 73,458,000 | 76,179,000 |
| Interest-bearing deposits | 75,335,000 | 71,211,000 | 70,218,000 | 72,821,000 |
| Noninterest-bearing deposits | 4,232,000 | 4,310,000 | 3,240,000 | 3,358,000 |
| Equity capital | 7,551,000 | 7,555,000 | 7,506,000 | 6,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,584,000 | 3,852,000 | 5,103,000 |
| Interest expense | 420,000 | 826,000 | 1,201,000 | 1,525,000 |
| Net interest income | 847,000 | 1,758,000 | 2,651,000 | 3,578,000 |
| Noninterest income | 78,000 | 165,000 | 239,000 | 305,000 |
| Noninterest expense | 901,000 | 1,911,000 | 2,897,000 | 3,843,000 |
| Provision for loan losses | 10,000 | 24,000 | 144,000 | 589,000 |
| Pretax income | 14,000 | 27,000 | -112,000 | -510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 27,000 | -112,000 | -510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,491,000 | 7,528,000 | 7,410,000 | 6,976,000 |
| Total capital | 8,420,000 | 8,436,000 | 8,301,000 | 7,867,000 |
| Risk-weighted assets | 75,041,000 | 72,200,000 | 70,757,000 | 70,954,000 |