Call reports 2021
CENTRAL BANK OF BOONE COUNTY — 2021
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 2,683,707,000 | 2,680,712,000 | 2,801,357,000 |
| Total loans | 1,378,939,000 | 1,354,949,000 | 1,340,047,000 |
| Allowance for loan losses | 19,983,000 | 20,185,000 | 20,001,000 |
| Securities available for sale | 967,700,000 | 899,142,000 | 903,584,000 |
| Securities held to maturity | 4,869,000 | 3,770,000 | 2,655,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,182,365,000 | 2,152,611,000 | 2,256,133,000 |
| Interest-bearing deposits | 1,211,462,000 | 1,201,346,000 | 1,220,174,000 |
| Noninterest-bearing deposits | 970,903,000 | 951,265,000 | 1,035,959,000 |
| Equity capital | 216,390,000 | 221,054,000 | 232,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 15,564,000 | 30,627,000 | 46,199,000 |
| Interest expense | 751,000 | 1,369,000 | 1,946,000 |
| Net interest income | 14,813,000 | 29,258,000 | 44,253,000 |
| Noninterest income | 8,913,000 | 18,413,000 | 28,852,000 |
| Noninterest expense | 12,725,000 | 25,826,000 | 39,125,000 |
| Provision for loan losses | 247,000 | 316,000 | 413,000 |
| Pretax income | 10,754,000 | 21,641,000 | 33,691,000 |
| Income tax | 2,494,000 | 5,040,000 | 7,834,000 |
| Net income | 8,260,000 | 16,601,000 | 25,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 203,798,000 | 208,182,000 | 220,880,000 |
| Total capital | 223,252,000 | 227,322,000 | 239,927,000 |
| Risk-weighted assets | 1,555,625,000 | 1,530,007,000 | 1,522,617,000 |