Call reports 2020
CENTRAL BANK OF BOONE COUNTY — 2020
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,004,030,000 | 2,249,239,000 | 2,372,693,000 | 2,770,842,000 |
| Total loans | 1,280,984,000 | 1,377,522,000 | 1,364,162,000 | 1,372,741,000 |
| Allowance for loan losses | 18,472,000 | 18,833,000 | 19,382,000 | 19,669,000 |
| Securities available for sale | 493,120,000 | 476,701,000 | 763,340,000 | 890,470,000 |
| Securities held to maturity | 11,802,000 | 11,440,000 | 8,006,000 | 5,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,581,264,000 | 1,786,860,000 | 1,844,802,000 | 2,241,749,000 |
| Interest-bearing deposits | 964,267,000 | 1,041,022,000 | 1,068,986,000 | 1,302,215,000 |
| Noninterest-bearing deposits | 616,997,000 | 745,838,000 | 775,816,000 | 939,534,000 |
| Equity capital | 191,241,000 | 200,342,000 | 206,994,000 | 210,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,306,000 | 33,488,000 | 49,287,000 | 64,926,000 |
| Interest expense | 1,883,000 | 2,724,000 | 3,605,000 | 4,420,000 |
| Net interest income | 15,423,000 | 30,764,000 | 45,682,000 | 60,506,000 |
| Noninterest income | 6,631,000 | 13,927,000 | 24,584,000 | 34,485,000 |
| Noninterest expense | 11,807,000 | 23,768,000 | 36,306,000 | 48,690,000 |
| Provision for loan losses | 675,000 | 1,867,000 | 2,485,000 | 2,940,000 |
| Pretax income | 9,574,000 | 19,058,000 | 31,477,000 | 43,363,000 |
| Income tax | 2,123,000 | 4,238,000 | 7,063,000 | 9,762,000 |
| Net income | 7,451,000 | 14,820,000 | 24,414,000 | 33,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,713,000 | 184,126,000 | 191,264,000 | 195,496,000 |
| Total capital | 195,391,000 | 202,865,000 | 209,820,000 | 214,616,000 |
| Risk-weighted assets | 1,501,427,000 | 1,498,887,000 | 1,483,513,000 | 1,528,879,000 |