Call reports 2019
CENTRAL BANK OF BOONE COUNTY — 2019
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,993,544,000 | 2,049,146,000 | 2,169,066,000 | 2,221,174,000 |
| Total loans | 1,221,734,000 | 1,222,230,000 | 1,280,740,000 | 1,267,187,000 |
| Allowance for loan losses | 17,894,000 | 18,217,000 | 18,308,000 | 18,312,000 |
| Securities available for sale | 484,243,000 | 595,335,000 | 586,336,000 | 547,590,000 |
| Securities held to maturity | 18,749,000 | 17,918,000 | 17,204,000 | 14,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,584,463,000 | 1,624,309,000 | 1,673,412,000 | 1,780,622,000 |
| Interest-bearing deposits | 982,129,000 | 978,123,000 | 1,006,760,000 | 1,132,607,000 |
| Noninterest-bearing deposits | 602,334,000 | 646,186,000 | 666,652,000 | 648,015,000 |
| Equity capital | 174,915,000 | 176,947,000 | 187,486,000 | 188,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,824,000 | 36,024,000 | 54,607,000 | 72,901,000 |
| Interest expense | 2,778,000 | 5,494,000 | 8,124,000 | 10,323,000 |
| Net interest income | 15,046,000 | 30,530,000 | 46,483,000 | 62,578,000 |
| Noninterest income | 5,988,000 | 12,760,000 | 19,564,000 | 27,134,000 |
| Noninterest expense | 10,967,000 | 22,197,000 | 33,554,000 | 44,938,000 |
| Provision for loan losses | 563,000 | 1,003,000 | 1,482,000 | 2,017,000 |
| Pretax income | 9,504,000 | 20,090,000 | 31,013,000 | 42,757,000 |
| Income tax | 2,133,000 | 4,573,000 | 7,058,000 | 10,571,000 |
| Net income | 7,371,000 | 15,517,000 | 23,955,000 | 32,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,768,000 | 163,959,000 | 174,442,000 | 175,719,000 |
| Total capital | 181,868,000 | 182,025,000 | 192,927,000 | 194,099,000 |
| Risk-weighted assets | 1,455,344,000 | 1,444,960,000 | 1,478,829,000 | 1,470,316,000 |