Call reports 2018
CENTRAL BANK OF BOONE COUNTY — 2018
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,780,422,000 | 1,836,173,000 | 1,895,708,000 | 2,066,454,000 |
| Total loans | 1,151,564,000 | 1,194,113,000 | 1,181,638,000 | 1,195,272,000 |
| Allowance for loan losses | 17,639,000 | 17,758,000 | 17,711,000 | 17,686,000 |
| Securities available for sale | 412,528,000 | 376,565,000 | 421,388,000 | 526,895,000 |
| Securities held to maturity | 23,327,000 | 22,848,000 | 22,335,000 | 22,042,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,434,259,000 | 1,463,066,000 | 1,510,388,000 | 1,660,062,000 |
| Interest-bearing deposits | 905,021,000 | 893,611,000 | 913,459,000 | 1,058,515,000 |
| Noninterest-bearing deposits | 529,238,000 | 569,455,000 | 596,929,000 | 601,547,000 |
| Equity capital | 172,842,000 | 167,647,000 | 169,922,000 | 172,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 14,177,000 | 29,156,000 | 45,128,000 | 62,184,000 |
| Interest expense | 1,084,000 | 2,344,000 | 4,164,000 | 6,447,000 |
| Net interest income | 13,093,000 | 26,812,000 | 40,964,000 | 55,737,000 |
| Noninterest income | 5,914,000 | 11,915,000 | 18,387,000 | 24,975,000 |
| Noninterest expense | 9,943,000 | 20,323,000 | 30,830,000 | 41,409,000 |
| Provision for loan losses | 472,000 | 805,000 | 1,008,000 | 1,436,000 |
| Pretax income | 8,592,000 | 17,599,000 | 27,473,000 | 37,827,000 |
| Income tax | 1,895,000 | 3,901,000 | 6,082,000 | 8,357,000 |
| Net income | 6,697,000 | 13,698,000 | 21,391,000 | 29,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,455,000 | 158,474,000 | 161,238,000 | 162,361,000 |
| Total capital | 181,030,000 | 176,238,000 | 179,123,000 | 180,253,000 |
| Risk-weighted assets | 1,405,764,000 | 1,420,957,000 | 1,430,801,000 | 1,431,525,000 |