Call reports 2016
CENTRAL BANK OF BOONE COUNTY — 2016
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,682,290,000 | 1,687,712,000 | 1,708,301,000 | 1,763,908,000 |
| Total loans | 1,027,378,000 | 1,039,076,000 | 1,062,901,000 | 1,081,074,000 |
| Allowance for loan losses | 16,737,000 | 16,807,000 | 16,945,000 | 16,895,000 |
| Securities available for sale | 369,763,000 | 451,868,000 | 464,566,000 | 463,528,000 |
| Securities held to maturity | 46,956,000 | 42,334,000 | 39,587,000 | 38,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,440,250,000 | 1,435,708,000 | 1,433,921,000 | 1,460,196,000 |
| Interest-bearing deposits | 917,359,000 | 900,573,000 | 889,627,000 | 880,256,000 |
| Noninterest-bearing deposits | 522,891,000 | 535,135,000 | 544,294,000 | 579,940,000 |
| Equity capital | 135,040,000 | 141,148,000 | 145,449,000 | 147,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,299,000 | 24,759,000 | 37,396,000 | 50,092,000 |
| Interest expense | 470,000 | 943,000 | 1,421,000 | 1,921,000 |
| Net interest income | 11,829,000 | 23,816,000 | 35,975,000 | 48,171,000 |
| Noninterest income | 5,391,000 | 11,442,000 | 16,944,000 | 22,780,000 |
| Noninterest expense | 9,624,000 | 20,180,000 | 30,376,000 | 40,014,000 |
| Provision for loan losses | 246,000 | 477,000 | 756,000 | 844,000 |
| Pretax income | 7,348,000 | 14,600,000 | 21,786,000 | 30,092,000 |
| Income tax | 2,342,000 | 4,255,000 | 6,455,000 | 9,175,000 |
| Net income | 5,006,000 | 10,345,000 | 15,331,000 | 20,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,840,000 | 126,204,000 | 131,214,000 | 136,824,000 |
| Total capital | 136,599,000 | 142,432,000 | 147,780,000 | 153,925,000 |
| Risk-weighted assets | 1,259,495,000 | 1,297,425,000 | 1,324,697,000 | 1,381,102,000 |