Call reports 2015
CENTRAL BANK OF BOONE COUNTY — 2015
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,514,956,000 | 1,515,978,000 | 1,533,422,000 | 1,619,374,000 |
| Total loans | 888,364,000 | 898,578,000 | 970,433,000 | 994,920,000 |
| Allowance for loan losses | 16,860,000 | 16,614,000 | 16,592,000 | 16,560,000 |
| Securities available for sale | 427,552,000 | 431,720,000 | 408,370,000 | 385,047,000 |
| Securities held to maturity | 56,413,000 | 54,887,000 | 53,980,000 | 50,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,275,142,000 | 1,282,381,000 | 1,296,124,000 | 1,372,923,000 |
| Interest-bearing deposits | 816,091,000 | 825,402,000 | 801,137,000 | 860,954,000 |
| Noninterest-bearing deposits | 459,051,000 | 456,979,000 | 494,987,000 | 511,969,000 |
| Equity capital | 124,681,000 | 123,426,000 | 124,836,000 | 128,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,276,000 | 22,907,000 | 34,661,000 | 46,818,000 |
| Interest expense | 398,000 | 758,000 | 1,108,000 | 1,452,000 |
| Net interest income | 10,878,000 | 22,149,000 | 33,553,000 | 45,366,000 |
| Noninterest income | 5,119,000 | 10,727,000 | 16,046,000 | 21,427,000 |
| Noninterest expense | 9,405,000 | 19,666,000 | 29,319,000 | 38,865,000 |
| Provision for loan losses | 174,000 | 219,000 | 268,000 | 314,000 |
| Pretax income | 6,418,000 | 13,046,000 | 20,072,000 | 27,711,000 |
| Income tax | 1,992,000 | 4,031,000 | 6,231,000 | 8,661,000 |
| Net income | 4,426,000 | 9,015,000 | 13,841,000 | 19,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,252,000 | 110,599,000 | 111,041,000 | 116,266,000 |
| Total capital | 124,194,000 | 125,421,000 | 126,718,000 | 131,976,000 |
| Risk-weighted assets | 1,193,297,000 | 1,183,782,000 | 1,253,137,000 | 1,255,773,000 |