Call reports 2014
CENTRAL BANK OF BOONE COUNTY — 2014
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,450,637,000 | 1,488,377,000 | 1,475,472,000 | 1,448,928,000 |
| Total loans | 849,494,000 | 865,267,000 | 869,860,000 | 875,648,000 |
| Allowance for loan losses | 16,381,000 | 17,296,000 | 18,048,000 | 16,818,000 |
| Securities available for sale | 384,048,000 | 377,303,000 | 361,290,000 | 333,751,000 |
| Securities held to maturity | 63,778,000 | 62,936,000 | 62,566,000 | 60,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,205,128,000 | 1,237,275,000 | 1,248,032,000 | 1,214,560,000 |
| Interest-bearing deposits | 816,953,000 | 809,942,000 | 811,700,000 | 797,636,000 |
| Noninterest-bearing deposits | 388,175,000 | 427,333,000 | 436,332,000 | 416,924,000 |
| Equity capital | 123,774,000 | 124,846,000 | 124,511,000 | 123,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,895,000 | 22,320,000 | 33,752,000 | 44,985,000 |
| Interest expense | 450,000 | 843,000 | 1,226,000 | 1,615,000 |
| Net interest income | 10,445,000 | 21,477,000 | 32,526,000 | 43,370,000 |
| Noninterest income | 4,920,000 | 10,656,000 | 16,719,000 | 22,278,000 |
| Noninterest expense | 9,474,000 | 19,110,000 | 28,768,000 | 38,092,000 |
| Provision for loan losses | 38,000 | 65,000 | 101,000 | -1,365,000 |
| Pretax income | 5,843,000 | 13,050,000 | 20,468,000 | 28,992,000 |
| Income tax | 1,574,000 | 3,653,000 | 5,819,000 | 8,403,000 |
| Net income | 4,269,000 | 9,397,000 | 14,649,000 | 20,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,244,000 | 109,412,000 | 109,705,000 | 108,686,000 |
| Total capital | 122,435,000 | 123,072,000 | 122,887,000 | 121,845,000 |
| Risk-weighted assets | 1,051,916,000 | 1,088,957,000 | 1,049,496,000 | 1,048,834,000 |