Call reports 2013
CENTRAL BANK OF BOONE COUNTY — 2013
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,468,366,000 | 1,473,370,000 | 1,449,841,000 | 1,418,776,000 |
| Total loans | 820,788,000 | 811,004,000 | 839,282,000 | 838,134,000 |
| Allowance for loan losses | 17,248,000 | 16,964,000 | 16,639,000 | 16,543,000 |
| Securities available for sale | 283,256,000 | 268,328,000 | 281,720,000 | 270,909,000 |
| Securities held to maturity | 75,195,000 | 72,459,000 | 71,889,000 | 68,810,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,206,162,000 | 1,198,041,000 | 1,208,042,000 | 1,172,662,000 |
| Interest-bearing deposits | 825,506,000 | 837,284,000 | 826,828,000 | 813,234,000 |
| Noninterest-bearing deposits | 380,656,000 | 360,757,000 | 381,214,000 | 359,428,000 |
| Equity capital | 121,758,000 | 124,540,000 | 123,920,000 | 123,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,376,000 | 22,704,000 | 33,863,000 | 44,943,000 |
| Interest expense | 615,000 | 1,211,000 | 1,721,000 | 2,157,000 |
| Net interest income | 10,761,000 | 21,493,000 | 32,142,000 | 42,786,000 |
| Noninterest income | 5,415,000 | 10,980,000 | 16,408,000 | 21,588,000 |
| Noninterest expense | 9,218,000 | 18,850,000 | 28,439,000 | 37,571,000 |
| Provision for loan losses | 499,000 | 623,000 | 656,000 | 696,000 |
| Pretax income | 6,502,000 | 13,868,000 | 20,422,000 | 27,043,000 |
| Income tax | 1,824,000 | 4,005,000 | 5,890,000 | 7,778,000 |
| Net income | 4,678,000 | 9,863,000 | 14,532,000 | 19,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,946,000 | 109,251,000 | 108,959,000 | 108,732,000 |
| Total capital | 116,000,000 | 121,229,000 | 121,572,000 | 121,392,000 |
| Risk-weighted assets | 958,929,000 | 953,053,000 | 1,004,771,000 | 1,008,717,000 |