Call reports 2012
CENTRAL BANK OF BOONE COUNTY — 2012
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,338,351,000 | 1,350,558,000 | 1,353,040,000 | 1,431,785,000 |
| Total loans | 774,791,000 | 786,823,000 | 794,929,000 | 820,152,000 |
| Allowance for loan losses | 15,878,000 | 15,862,000 | 16,419,000 | 16,518,000 |
| Securities available for sale | 352,727,000 | 314,698,000 | 292,980,000 | 244,280,000 |
| Securities held to maturity | 79,846,000 | 78,763,000 | 78,187,000 | 77,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,123,064,000 | 1,127,742,000 | 1,136,080,000 | 1,160,101,000 |
| Interest-bearing deposits | 798,865,000 | 790,406,000 | 789,878,000 | 790,076,000 |
| Noninterest-bearing deposits | 324,199,000 | 337,336,000 | 346,202,000 | 370,025,000 |
| Equity capital | 115,066,000 | 116,409,000 | 118,564,000 | 119,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,143,000 | 24,149,000 | 35,929,000 | 47,557,000 |
| Interest expense | 902,000 | 1,677,000 | 2,377,000 | 3,033,000 |
| Net interest income | 11,241,000 | 22,472,000 | 33,552,000 | 44,524,000 |
| Noninterest income | 4,622,000 | 9,564,000 | 15,240,000 | 21,503,000 |
| Noninterest expense | 8,975,000 | 18,143,000 | 27,164,000 | 36,271,000 |
| Provision for loan losses | 684,000 | 1,387,000 | 2,082,000 | 2,781,000 |
| Pretax income | 6,247,000 | 12,549,000 | 19,590,000 | 27,011,000 |
| Income tax | 1,729,000 | 3,473,000 | 5,531,000 | 7,721,000 |
| Net income | 4,518,000 | 9,076,000 | 14,059,000 | 19,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,284,000 | 98,366,000 | 99,876,000 | 101,629,000 |
| Total capital | 108,992,000 | 110,182,000 | 111,539,000 | 113,664,000 |
| Risk-weighted assets | 932,157,000 | 941,048,000 | 928,087,000 | 958,086,000 |