Call reports 2011
CENTRAL BANK OF BOONE COUNTY — 2011
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,271,620,000 | 1,264,525,000 | 1,302,489,000 | 1,355,656,000 |
| Total loans | 724,337,000 | 743,232,000 | 749,874,000 | 763,518,000 |
| Allowance for loan losses | 15,459,000 | 15,726,000 | 15,575,000 | 15,298,000 |
| Securities available for sale | 296,549,000 | 283,368,000 | 289,848,000 | 313,986,000 |
| Securities held to maturity | 64,794,000 | 67,709,000 | 71,130,000 | 72,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,032,533,000 | 1,029,293,000 | 1,068,646,000 | 1,121,062,000 |
| Interest-bearing deposits | 785,636,000 | 766,075,000 | 757,544,000 | 765,283,000 |
| Noninterest-bearing deposits | 246,897,000 | 263,218,000 | 311,102,000 | 355,779,000 |
| Equity capital | 109,501,000 | 112,267,000 | 114,191,000 | 113,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,202,000 | 24,536,000 | 37,129,000 | 49,495,000 |
| Interest expense | 1,391,000 | 2,599,000 | 3,688,000 | 4,666,000 |
| Net interest income | 10,811,000 | 21,937,000 | 33,441,000 | 44,829,000 |
| Noninterest income | 4,341,000 | 8,570,000 | 12,627,000 | 17,538,000 |
| Noninterest expense | 9,022,000 | 17,746,000 | 26,400,000 | 34,997,000 |
| Provision for loan losses | 912,000 | 1,825,000 | 2,762,000 | 4,197,000 |
| Pretax income | 5,425,000 | 11,137,000 | 17,112,000 | 23,379,000 |
| Income tax | 1,466,000 | 3,025,000 | 4,720,000 | 6,507,000 |
| Net income | 3,959,000 | 8,112,000 | 12,392,000 | 16,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,365,000 | 95,551,000 | 96,748,000 | 96,241,000 |
| Total capital | 104,932,000 | 106,311,000 | 107,587,000 | 107,381,000 |
| Risk-weighted assets | 840,253,000 | 855,625,000 | 862,195,000 | 886,757,000 |