Call reports 2010
CENTRAL BANK OF BOONE COUNTY — 2010
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,219,574,000 | 1,219,058,000 | 1,241,746,000 | 1,233,182,000 |
| Total loans | 722,945,000 | 727,495,000 | 737,008,000 | 737,981,000 |
| Allowance for loan losses | 14,618,000 | 15,217,000 | 14,967,000 | 15,256,000 |
| Securities available for sale | 285,614,000 | 283,673,000 | 255,089,000 | 292,220,000 |
| Securities held to maturity | 50,438,000 | 51,083,000 | 54,468,000 | 63,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 978,378,000 | 993,257,000 | 1,012,233,000 | 982,629,000 |
| Interest-bearing deposits | 762,731,000 | 767,265,000 | 771,897,000 | 764,207,000 |
| Noninterest-bearing deposits | 215,647,000 | 225,992,000 | 240,336,000 | 218,422,000 |
| Equity capital | 103,281,000 | 108,044,000 | 109,350,000 | 108,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,876,000 | 25,857,000 | 38,920,000 | 51,614,000 |
| Interest expense | 2,361,000 | 4,503,000 | 6,314,000 | 7,860,000 |
| Net interest income | 10,515,000 | 21,354,000 | 32,606,000 | 43,754,000 |
| Noninterest income | 3,860,000 | 8,349,000 | 12,728,000 | 18,378,000 |
| Noninterest expense | 8,720,000 | 17,539,000 | 26,697,000 | 35,048,000 |
| Provision for loan losses | 764,000 | 2,394,000 | 3,827,000 | 5,555,000 |
| Pretax income | 4,892,000 | 9,615,000 | 14,655,000 | 21,374,000 |
| Income tax | 1,376,000 | 2,601,000 | 4,007,000 | 6,066,000 |
| Net income | 3,516,000 | 7,014,000 | 10,648,000 | 15,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,521,000 | 90,953,000 | 91,582,000 | 92,982,000 |
| Total capital | 97,887,000 | 101,658,000 | 102,237,000 | 103,935,000 |
| Risk-weighted assets | 824,824,000 | 851,703,000 | 847,874,000 | 871,738,000 |