Call reports 2009
CENTRAL BANK OF BOONE COUNTY — 2009
What CENTRAL BANK OF BOONE COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,164,591,000 | 1,155,505,000 | 1,125,159,000 | 1,214,301,000 |
| Total loans | 773,117,000 | 729,482,000 | 732,395,000 | 724,708,000 |
| Allowance for loan losses | 13,496,000 | 13,274,000 | 13,806,000 | 14,008,000 |
| Securities available for sale | 208,809,000 | 291,888,000 | 253,627,000 | 283,030,000 |
| Securities held to maturity | 46,262,000 | 50,738,000 | 51,513,000 | 51,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 943,274,000 | 940,566,000 | 918,630,000 | 973,796,000 |
| Interest-bearing deposits | 718,388,000 | 718,286,000 | 706,982,000 | 733,292,000 |
| Noninterest-bearing deposits | 224,886,000 | 222,280,000 | 211,648,000 | 240,504,000 |
| Equity capital | 85,555,000 | 89,290,000 | 93,033,000 | 102,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 13,144,000 | 26,369,000 | 39,778,000 | 53,141,000 |
| Interest expense | 3,241,000 | 6,346,000 | 9,149,000 | 11,588,000 |
| Net interest income | 9,903,000 | 20,023,000 | 30,629,000 | 41,553,000 |
| Noninterest income | 4,892,000 | 9,642,000 | 13,853,000 | 18,554,000 |
| Noninterest expense | 8,839,000 | 18,245,000 | 27,385,000 | 36,176,000 |
| Provision for loan losses | 1,813,000 | 2,836,000 | 3,804,000 | 5,007,000 |
| Pretax income | 4,143,000 | 8,590,000 | 13,299,000 | 18,779,000 |
| Income tax | 1,206,000 | 2,523,000 | 3,918,000 | 5,375,000 |
| Net income | 2,937,000 | 6,067,000 | 9,381,000 | 13,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,591,000 | 83,826,000 | 85,641,000 | 86,965,000 |
| Total capital | 90,824,000 | 93,895,000 | 95,790,000 | 97,384,000 |
| Risk-weighted assets | 815,140,000 | 802,143,000 | 808,043,000 | 830,438,000 |