Call reports 2020
COMMUNITY NATIONAL BANK — 2020
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 254,476,000 | 268,647,000 | 275,978,000 | 268,500,000 |
| Total loans | 165,674,000 | 164,871,000 | 161,874,000 | 159,983,000 |
| Allowance for loan losses | 2,367,000 | 2,092,000 | 1,911,000 | 2,054,000 |
| Securities available for sale | 43,939,000 | 59,698,000 | 67,750,000 | 63,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,613,000 | 238,238,000 | 245,591,000 | 238,417,000 |
| Interest-bearing deposits | 180,810,000 | 183,019,000 | 192,325,000 | 184,757,000 |
| Noninterest-bearing deposits | 45,803,000 | 55,219,000 | 53,266,000 | 53,660,000 |
| Equity capital | 26,549,000 | 28,708,000 | 28,576,000 | 28,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,783,000 | 5,695,000 | 8,262,000 | 10,805,000 |
| Interest expense | 413,000 | 754,000 | 1,061,000 | 1,269,000 |
| Net interest income | 2,370,000 | 4,941,000 | 7,201,000 | 9,536,000 |
| Noninterest income | 500,000 | 926,000 | 1,372,000 | 1,889,000 |
| Noninterest expense | 2,982,000 | 5,956,000 | 8,927,000 | 11,601,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 300,000 |
| Pretax income | 17,000 | 106,000 | -309,000 | -281,000 |
| Income tax | 12,000 | 25,000 | 59,000 | 87,000 |
| Net income | 5,000 | 81,000 | -368,000 | -368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,848,000 | 26,914,000 | 26,465,000 | 26,465,000 |