Call reports 2019
COMMUNITY NATIONAL BANK — 2019
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 248,206,000 | 257,333,000 | 265,954,000 | 272,858,000 |
| Total loans | 180,002,000 | 188,749,000 | 188,189,000 | 182,907,000 |
| Allowance for loan losses | 2,139,000 | 2,192,000 | 2,412,000 | 2,344,000 |
| Securities available for sale | 41,777,000 | 39,675,000 | 37,245,000 | 31,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,964,000 | 228,101,000 | 235,840,000 | 242,743,000 |
| Interest-bearing deposits | 170,377,000 | 181,098,000 | 188,540,000 | 196,189,000 |
| Noninterest-bearing deposits | 49,587,000 | 47,003,000 | 47,300,000 | 46,554,000 |
| Equity capital | 27,258,000 | 27,472,000 | 27,390,000 | 28,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,096,000 | 6,295,000 | 9,508,000 | 12,640,000 |
| Interest expense | 367,000 | 832,000 | 1,360,000 | 1,900,000 |
| Net interest income | 2,729,000 | 5,463,000 | 8,148,000 | 10,740,000 |
| Noninterest income | 503,000 | 988,000 | 1,567,000 | 2,086,000 |
| Noninterest expense | 2,221,000 | 5,239,000 | 8,468,000 | 10,174,000 |
| Provision for loan losses | 42,000 | 117,000 | 117,000 | 117,000 |
| Pretax income | 930,000 | 1,110,000 | 1,171,000 | 2,619,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 915,000 | 1,080,000 | 1,126,000 | 2,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,230,000 | 27,121,000 | 27,077,000 | 28,503,000 |
| Total capital | 29,427,000 | 29,429,000 | 29,368,000 | 30,745,000 |
| Risk-weighted assets | 175,560,000 | 184,547,000 | 182,847,000 | 179,070,000 |