Call reports 2018
COMMUNITY NATIONAL BANK — 2018
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 218,736,000 | 216,871,000 | 223,187,000 | 235,907,000 |
| Total loans | 145,531,000 | 158,415,000 | 165,120,000 | 177,885,000 |
| Allowance for loan losses | 2,005,000 | 2,159,000 | 2,155,000 | 2,122,000 |
| Securities available for sale | 45,999,000 | 41,834,000 | 41,474,000 | 41,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,383,000 | 190,181,000 | 196,224,000 | 205,980,000 |
| Interest-bearing deposits | 141,492,000 | 141,041,000 | 146,918,000 | 154,961,000 |
| Noninterest-bearing deposits | 50,891,000 | 49,140,000 | 49,306,000 | 51,019,000 |
| Equity capital | 25,421,000 | 25,673,000 | 25,763,000 | 26,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,564,000 | 5,201,000 | 7,967,000 | 11,028,000 |
| Interest expense | 118,000 | 244,000 | 423,000 | 696,000 |
| Net interest income | 2,446,000 | 4,957,000 | 7,544,000 | 10,332,000 |
| Noninterest income | 461,000 | 994,000 | 1,524,000 | 2,026,000 |
| Noninterest expense | 2,238,000 | 4,339,000 | 6,556,000 | 8,662,000 |
| Provision for loan losses | 150,000 | 300,000 | 350,000 | 350,000 |
| Pretax income | 519,000 | 1,333,000 | 2,149,000 | 3,314,000 |
| Income tax | 12,000 | 25,000 | 38,000 | 50,000 |
| Net income | 507,000 | 1,308,000 | 2,111,000 | 3,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,852,000 | 26,289,000 | 26,535,000 | 27,124,000 |
| Total capital | 27,704,000 | 28,237,000 | 28,591,000 | 29,304,000 |
| Risk-weighted assets | 147,768,000 | 155,454,000 | 164,144,000 | 174,365,000 |