Call reports 2016
COMMUNITY NATIONAL BANK — 2016
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 217,626,000 | 211,526,000 | 217,180,000 | 212,525,000 |
| Total loans | 125,309,000 | 127,147,000 | 128,081,000 | 130,705,000 |
| Allowance for loan losses | 2,109,000 | 2,219,000 | 2,264,000 | 2,147,000 |
| Securities available for sale | 51,813,000 | 52,191,000 | 51,826,000 | 51,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,379,000 | 185,051,000 | 190,441,000 | 186,466,000 |
| Interest-bearing deposits | 144,223,000 | 143,388,000 | 143,048,000 | 141,658,000 |
| Noninterest-bearing deposits | 47,156,000 | 41,663,000 | 47,393,000 | 44,808,000 |
| Equity capital | 25,158,000 | 25,286,000 | 25,465,000 | 25,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,350,000 | 4,490,000 | 6,677,000 | 8,841,000 |
| Interest expense | 117,000 | 230,000 | 341,000 | 452,000 |
| Net interest income | 2,233,000 | 4,260,000 | 6,336,000 | 8,389,000 |
| Noninterest income | 449,000 | 900,000 | 1,439,000 | 1,917,000 |
| Noninterest expense | 1,993,000 | 3,991,000 | 6,052,000 | 7,931,000 |
| Provision for loan losses | 135,000 | 210,000 | 285,000 | 339,000 |
| Pretax income | 554,000 | 959,000 | 1,438,000 | 2,036,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 539,000 | 929,000 | 1,393,000 | 1,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,578,000 | 24,612,000 | 24,797,000 | 25,058,000 |
| Total capital | 26,209,000 | 26,268,000 | 26,473,000 | 26,759,000 |
| Risk-weighted assets | 129,841,000 | 131,733,000 | 133,286,000 | 135,426,000 |