Call reports 2015
COMMUNITY NATIONAL BANK — 2015
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 209,744,000 | 208,022,000 | 209,220,000 | 211,517,000 |
| Total loans | 123,618,000 | 125,886,000 | 126,919,000 | 128,953,000 |
| Allowance for loan losses | 1,981,000 | 1,940,000 | 1,920,000 | 1,953,000 |
| Securities available for sale | 53,447,000 | 53,431,000 | 51,894,000 | 51,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,217,000 | 182,489,000 | 183,151,000 | 185,845,000 |
| Interest-bearing deposits | 141,674,000 | 139,205,000 | 138,765,000 | 141,136,000 |
| Noninterest-bearing deposits | 42,543,000 | 43,284,000 | 44,386,000 | 44,709,000 |
| Equity capital | 24,467,000 | 24,328,000 | 24,720,000 | 24,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,071,000 | 4,182,000 | 6,292,000 | 8,478,000 |
| Interest expense | 121,000 | 237,000 | 354,000 | 470,000 |
| Net interest income | 1,950,000 | 3,945,000 | 5,938,000 | 8,008,000 |
| Noninterest income | 424,000 | 889,000 | 1,361,000 | 1,896,000 |
| Noninterest expense | 1,934,000 | 3,910,000 | 5,885,000 | 7,786,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 440,000 | 924,000 | 1,414,000 | 2,068,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 425,000 | 894,000 | 1,369,000 | 2,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,930,000 | 24,075,000 | 24,196,000 | 24,475,000 |
| Total capital | 25,562,000 | 25,741,000 | 25,850,000 | 26,157,000 |
| Risk-weighted assets | 130,091,000 | 132,838,000 | 131,828,000 | 134,131,000 |