Call reports 2013
COMMUNITY NATIONAL BANK — 2013
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 211,450,000 | 202,085,000 | 201,289,000 | 198,641,000 |
| Total loans | 119,653,000 | 120,105,000 | 121,161,000 | 120,104,000 |
| Allowance for loan losses | 2,417,000 | 2,437,000 | 2,447,000 | 2,402,000 |
| Securities available for sale | 48,277,000 | 49,305,000 | 49,462,000 | 48,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,047,000 | 179,072,000 | 177,638,000 | 174,715,000 |
| Interest-bearing deposits | 154,744,000 | 145,656,000 | 145,913,000 | 134,514,000 |
| Noninterest-bearing deposits | 33,303,000 | 33,416,000 | 31,725,000 | 40,201,000 |
| Equity capital | 22,328,000 | 21,888,000 | 22,341,000 | 22,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,093,000 | 4,200,000 | 6,342,000 | 8,407,000 |
| Interest expense | 179,000 | 338,000 | 486,000 | 627,000 |
| Net interest income | 1,914,000 | 3,862,000 | 5,856,000 | 7,780,000 |
| Noninterest income | 369,000 | 745,000 | 1,162,000 | 1,637,000 |
| Noninterest expense | 1,941,000 | 3,893,000 | 5,875,000 | 7,779,000 |
| Provision for loan losses | 92,000 | 117,000 | 122,000 | 101,000 |
| Pretax income | 250,000 | 597,000 | 1,021,000 | 1,537,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 597,000 | 1,021,000 | 1,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,784,000 | 22,118,000 | 22,541,000 | 23,054,000 |
| Total capital | 23,324,000 | 23,657,000 | 24,099,000 | 24,608,000 |
| Risk-weighted assets | 122,124,000 | 122,072,000 | 123,488,000 | 123,303,000 |