Call reports 2012
COMMUNITY NATIONAL BANK — 2012
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 214,704,000 | 217,066,000 | 212,751,000 | 209,425,000 |
| Total loans | 127,502,000 | 124,325,000 | 123,788,000 | 123,134,000 |
| Allowance for loan losses | 2,516,000 | 2,614,000 | 2,433,000 | 2,481,000 |
| Securities available for sale | 45,596,000 | 48,067,000 | 46,787,000 | 46,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,260,000 | 194,335,000 | 189,357,000 | 186,037,000 |
| Interest-bearing deposits | 162,736,000 | 161,699,000 | 156,902,000 | 155,676,000 |
| Noninterest-bearing deposits | 29,524,000 | 32,636,000 | 32,455,000 | 30,361,000 |
| Equity capital | 21,325,000 | 21,599,000 | 21,914,000 | 22,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,283,000 | 4,718,000 | 6,985,000 | 9,143,000 |
| Interest expense | 407,000 | 671,000 | 915,000 | 1,111,000 |
| Net interest income | 1,876,000 | 4,047,000 | 6,070,000 | 8,032,000 |
| Noninterest income | 216,000 | 653,000 | 1,096,000 | 1,511,000 |
| Noninterest expense | 2,176,000 | 4,377,000 | 6,534,000 | 8,466,000 |
| Provision for loan losses | 1,928,000 | 2,172,000 | 2,283,000 | 2,421,000 |
| Pretax income | -2,012,000 | -1,849,000 | -1,651,000 | -1,344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,012,000 | -1,849,000 | -1,651,000 | -1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,875,000 | 21,040,000 | 21,239,000 | 21,539,000 |
| Total capital | 22,516,000 | 22,659,000 | 22,847,000 | 23,119,000 |
| Risk-weighted assets | 130,278,000 | 128,238,000 | 127,606,000 | 125,411,000 |