Call reports 2011
COMMUNITY NATIONAL BANK — 2011
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 216,862,000 | 220,685,000 | 223,696,000 | 215,254,000 |
| Total loans | 143,128,000 | 143,094,000 | 136,728,000 | 133,114,000 |
| Allowance for loan losses | 2,874,000 | 2,835,000 | 2,868,000 | 2,676,000 |
| Securities available for sale | 38,554,000 | 39,779,000 | 39,895,000 | 41,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,369,000 | 194,020,000 | 196,368,000 | 188,011,000 |
| Interest-bearing deposits | 163,571,000 | 163,602,000 | 165,350,000 | 160,611,000 |
| Noninterest-bearing deposits | 27,798,000 | 30,418,000 | 31,018,000 | 27,400,000 |
| Equity capital | 21,785,000 | 22,691,000 | 23,121,000 | 23,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,546,000 | 5,144,000 | 7,788,000 | 10,148,000 |
| Interest expense | 479,000 | 926,000 | 1,355,000 | 1,740,000 |
| Net interest income | 2,067,000 | 4,218,000 | 6,433,000 | 8,408,000 |
| Noninterest income | 383,000 | 762,000 | 1,150,000 | 1,606,000 |
| Noninterest expense | 1,926,000 | 3,827,000 | 5,835,000 | 7,705,000 |
| Provision for loan losses | 700,000 | 1,015,000 | 1,308,000 | 1,562,000 |
| Pretax income | -176,000 | 138,000 | 440,000 | 747,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -176,000 | 138,000 | 440,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,950,000 | 22,276,000 | 22,582,000 | 22,890,000 |
| Total capital | 23,725,000 | 24,042,000 | 24,277,000 | 24,578,000 |
| Risk-weighted assets | 140,638,000 | 139,938,000 | 134,293,000 | 133,929,000 |