Call reports 2025
SNB BANK, NATIONAL ASSOCIATION — 2025
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 143,194,000 | 144,220,000 | 136,071,000 | 135,897,000 |
| Total loans | 111,985,000 | 104,402,000 | 104,419,000 | 99,539,000 |
| Allowance for loan losses | 1,068,000 | 1,092,000 | 1,619,000 | 1,700,000 |
| Securities available for sale | 13,109,000 | 13,629,000 | 14,398,000 | 15,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,246,000 | 126,740,000 | 118,164,000 | 115,709,000 |
| Interest-bearing deposits | 115,614,000 | 113,183,000 | 105,658,000 | 101,928,000 |
| Noninterest-bearing deposits | 12,632,000 | 13,557,000 | 12,506,000 | 13,781,000 |
| Equity capital | 13,223,000 | 15,702,000 | 15,389,000 | 15,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,920,000 | 4,038,000 | 5,917,000 | 7,740,000 |
| Interest expense | 769,000 | 1,517,000 | 2,240,000 | 2,969,000 |
| Net interest income | 1,151,000 | 2,521,000 | 3,677,000 | 4,771,000 |
| Noninterest income | 338,000 | 4,830,000 | 5,216,000 | 6,202,000 |
| Noninterest expense | 1,649,000 | 4,330,000 | 5,734,000 | 7,374,000 |
| Provision for loan losses | 30,000 | 631,000 | 1,181,000 | 2,031,000 |
| Pretax income | -177,000 | 2,403,000 | 1,989,000 | 1,580,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -177,000 | 2,403,000 | 1,989,000 | 1,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,848,000 | 16,323,000 | 15,864,000 | 15,409,000 |