Call reports 2024
SNB BANK, NATIONAL ASSOCIATION — 2024
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 139,128,000 | 140,439,000 | 140,316,000 | 144,591,000 |
| Total loans | 111,391,000 | 110,850,000 | 110,721,000 | 109,502,000 |
| Allowance for loan losses | 903,000 | 835,000 | 772,000 | 1,037,000 |
| Securities available for sale | 13,525,000 | 13,271,000 | 11,696,000 | 12,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,540,000 | 120,539,000 | 120,362,000 | 129,147,000 |
| Interest-bearing deposits | 109,446,000 | 110,720,000 | 109,204,000 | 117,627,000 |
| Noninterest-bearing deposits | 12,094,000 | 9,819,000 | 11,158,000 | 11,520,000 |
| Equity capital | 14,923,000 | 14,989,000 | 15,409,000 | 13,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,932,000 | 3,870,000 | 5,871,000 | 8,570,000 |
| Interest expense | 804,000 | 1,623,000 | 2,471,000 | 3,330,000 |
| Net interest income | 1,128,000 | 2,247,000 | 3,400,000 | 5,240,000 |
| Noninterest income | 222,000 | 496,000 | 810,000 | 1,087,000 |
| Noninterest expense | 1,184,000 | 2,465,000 | 3,634,000 | 7,325,000 |
| Provision for loan losses | 90,000 | 180,000 | 195,000 | 523,000 |
| Pretax income | 76,000 | 98,000 | 381,000 | -1,521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 98,000 | 381,000 | -1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,812,000 | 15,786,000 | 16,018,000 | 14,070,000 |