Call reports 2023
SNB BANK, NATIONAL ASSOCIATION — 2023
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 150,270,000 | 149,231,000 | 150,605,000 | 146,627,000 |
| Total loans | 110,878,000 | 104,979,000 | 111,463,000 | 113,236,000 |
| Allowance for loan losses | 851,000 | 823,000 | 790,000 | 824,000 |
| Securities available for sale | 24,002,000 | 23,195,000 | 23,350,000 | 14,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,596,000 | 132,344,000 | 130,273,000 | 129,607,000 |
| Interest-bearing deposits | 108,658,000 | 107,913,000 | 107,046,000 | 117,984,000 |
| Noninterest-bearing deposits | 20,938,000 | 24,431,000 | 23,227,000 | 11,623,000 |
| Equity capital | 15,101,000 | 15,143,000 | 15,171,000 | 15,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,682,000 | 5,643,000 | 7,387,000 |
| Interest expense | 518,000 | 1,139,000 | 1,818,000 | 2,650,000 |
| Net interest income | 1,239,000 | 2,543,000 | 3,825,000 | 4,737,000 |
| Noninterest income | 270,000 | 756,000 | 1,039,000 | 1,296,000 |
| Noninterest expense | 1,213,000 | 2,603,000 | 3,828,000 | 5,146,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 64,000 |
| Pretax income | 296,000 | 696,000 | 1,016,000 | 257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 696,000 | 1,016,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,043,000 | 16,329,000 | 16,539,000 | 15,751,000 |