Call reports 2021
SNB BANK, NATIONAL ASSOCIATION — 2021
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 140,460,000 | 136,113,000 | 134,791,000 | 135,038,000 |
| Total loans | 97,756,000 | 102,044,000 | 93,185,000 | 94,561,000 |
| Allowance for loan losses | 1,284,000 | 1,287,000 | 1,229,000 | 1,263,000 |
| Securities available for sale | 16,039,000 | 16,472,000 | 19,268,000 | 19,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,322,000 | 121,443,000 | 120,291,000 | 120,665,000 |
| Interest-bearing deposits | 103,827,000 | 96,429,000 | 98,885,000 | 92,207,000 |
| Noninterest-bearing deposits | 22,495,000 | 25,014,000 | 21,406,000 | 28,458,000 |
| Equity capital | 12,187,000 | 12,408,000 | 12,522,000 | 12,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,283,000 | 3,322,000 | 4,410,000 |
| Interest expense | 204,000 | 382,000 | 547,000 | 690,000 |
| Net interest income | 880,000 | 1,901,000 | 2,775,000 | 3,720,000 |
| Noninterest income | 913,000 | 1,293,000 | 1,619,000 | 1,929,000 |
| Noninterest expense | 868,000 | 1,782,000 | 2,754,000 | 3,665,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 895,000 | 1,352,000 | 1,550,000 | 1,864,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 895,000 | 1,352,000 | 1,550,000 | 1,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,814,000 | 11,996,000 | 12,106,000 | 12,420,000 |