Call reports 2020
SNB BANK, NATIONAL ASSOCIATION — 2020
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 123,136,000 | 135,734,000 | 138,574,000 | 130,947,000 |
| Total loans | 84,455,000 | 90,912,000 | 106,198,000 | 98,346,000 |
| Allowance for loan losses | 791,000 | 824,000 | 1,170,000 | 1,208,000 |
| Securities available for sale | 16,248,000 | 17,394,000 | 17,327,000 | 15,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,727,000 | 118,799,000 | 116,824,000 | 116,879,000 |
| Interest-bearing deposits | 102,405,000 | 105,840,000 | 107,594,000 | 106,012,000 |
| Noninterest-bearing deposits | 8,322,000 | 12,959,000 | 9,230,000 | 10,867,000 |
| Equity capital | 11,009,000 | 11,509,000 | 11,410,000 | 11,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,508,000 | 3,602,000 | 4,789,000 |
| Interest expense | 397,000 | 695,000 | 973,000 | 1,206,000 |
| Net interest income | 885,000 | 1,813,000 | 2,629,000 | 3,583,000 |
| Noninterest income | 140,000 | 770,000 | 944,000 | 1,204,000 |
| Noninterest expense | 835,000 | 1,672,000 | 2,507,000 | 3,418,000 |
| Provision for loan losses | 58,000 | 324,000 | 624,000 | 660,000 |
| Pretax income | 132,000 | 587,000 | 442,000 | 709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 587,000 | 442,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,877,000 | 11,021,000 | 10,853,000 | 10,919,000 |
| Total capital | 11,668,000 | — | — | — |
| Risk-weighted assets | 81,621,000 | — | — | — |