Call reports 2019
SNB BANK, NATIONAL ASSOCIATION — 2019
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 112,641,000 | 111,941,000 | 114,569,000 | 127,375,000 |
| Total loans | 84,528,000 | 83,081,000 | 83,817,000 | 91,935,000 |
| Allowance for loan losses | 898,000 | 912,000 | 929,000 | 905,000 |
| Securities available for sale | 13,073,000 | 14,480,000 | 14,656,000 | 14,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,425,000 | 97,837,000 | 101,127,000 | 115,527,000 |
| Interest-bearing deposits | 91,301,000 | 90,472,000 | 94,412,000 | 108,437,000 |
| Noninterest-bearing deposits | 8,124,000 | 7,365,000 | 6,715,000 | 7,090,000 |
| Equity capital | 10,131,000 | 10,448,000 | 10,714,000 | 10,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,759,000 | 4,174,000 | 5,547,000 |
| Interest expense | 373,000 | 754,000 | 1,154,000 | 1,598,000 |
| Net interest income | 1,023,000 | 2,005,000 | 3,020,000 | 3,949,000 |
| Noninterest income | 147,000 | 287,000 | 421,000 | 575,000 |
| Noninterest expense | 912,000 | 1,704,000 | 2,452,000 | 3,294,000 |
| Provision for loan losses | 65,000 | 116,000 | 128,000 | 163,000 |
| Pretax income | 193,000 | 472,000 | 861,000 | 1,067,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 193,000 | 472,000 | 861,000 | 1,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,134,000 | 10,278,000 | 10,549,000 | 10,756,000 |
| Total capital | 11,032,000 | 11,190,000 | 11,478,000 | 11,661,000 |
| Risk-weighted assets | 89,051,000 | 82,884,000 | 82,720,000 | 86,601,000 |