Call reports 2018
SNB BANK, NATIONAL ASSOCIATION — 2018
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 117,393,000 | 115,018,000 | 116,122,000 | 113,616,000 |
| Total loans | 84,464,000 | 86,089,000 | 88,889,000 | 87,849,000 |
| Allowance for loan losses | 1,151,000 | 1,155,000 | 1,038,000 | 878,000 |
| Securities available for sale | 11,817,000 | 15,310,000 | 13,092,000 | 12,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,019,000 | 103,495,000 | 99,017,000 | 99,392,000 |
| Interest-bearing deposits | 99,554,000 | 95,266,000 | 91,857,000 | 91,063,000 |
| Noninterest-bearing deposits | 7,465,000 | 8,229,000 | 7,160,000 | 8,329,000 |
| Equity capital | 9,621,000 | 9,695,000 | 9,858,000 | 9,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,301,000 | 2,539,000 | 3,857,000 | 5,232,000 |
| Interest expense | 277,000 | 547,000 | 814,000 | 1,203,000 |
| Net interest income | 1,024,000 | 1,992,000 | 3,043,000 | 4,029,000 |
| Noninterest income | 181,000 | 362,000 | 511,000 | 817,000 |
| Noninterest expense | 837,000 | 1,783,000 | 2,730,000 | 3,668,000 |
| Provision for loan losses | 280,000 | 280,000 | 280,000 | 280,000 |
| Pretax income | 88,000 | 291,000 | 544,000 | 898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 291,000 | 544,000 | 898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,734,000 | 9,847,000 | 10,054,000 | 9,971,000 |
| Total capital | 10,751,000 | 10,952,000 | 11,092,000 | 10,849,000 |
| Risk-weighted assets | 81,254,000 | 88,401,000 | 90,732,000 | 76,792,000 |